بِسْمِ اللَّهِ الرَّحْمَنِ الرَّحِيمِ

ميزان

Mizan

Islamic Financial Governance OS

Shariah compliance verification, contract analysis, and regulatory evidence for Islamic financial institutions.

Not a chatbot. Not blind automation. A governance engine with evidence chains and human oversight.

EIGHT VIEWS

Govern. Verify. Audit.

01

[ Governance Dashboard ]

KPIs, compliance scores, risk exposure metrics, and zakat distribution overview — one screen.

02

[ Contract Analyzer ]

Upload contracts for clause-by-clause riba and gharar scoring with full evidence chains.

03

[ Risk Detection ]

Portfolio screening, prohibited element detection, and configurable alert system.

04

[ Shariah Board ]

Review queue, voting workflows, and precedent lookup. NO automated approvals — scholars decide.

05

[ Zakat Management ]

Wealth categories, nisab thresholds, hawl tracking, and eight Quranic distribution categories.

06

[ Waqf Governance ]

Asset registry, beneficiary tracking, accountability reporting, and compliance against deed terms.

07

[ Regulatory Compliance ]

AAOIFI standards library with jurisdictional mapping: Malaysia, Bahrain, UAE, Saudi, Qatar, Kuwait, Indonesia, Pakistan.

08

[ Audit Trail ]

Append-only, hash-chained, tamper-evident verification log for every governance action.

GOVERNANCE, NOT AUTOMATION

Human scholars decide. Mizan provides the evidence.

[ EBGO — Evidence-Based Governance Opinion ]

Mizan produces Evidence-Based Governance Opinions — structured analyses that surface relevant fiqh evidence, identify compliance risks, and present precedent from recognized authorities.

Unlike automated approval systems, an EBGO never makes a ruling. It assembles the evidence and presents it to the Shariah board, who retain full sovereignty over every decision.

Every EBGO is logged in the tamper-evident audit trail with the scholar's identity, timestamp, and rationale — meeting the standards required by AAOIFI and national regulators.

Automated System

Approves or rejects contracts. No transparency. No recourse.

Mizan

Presents evidence. Scholars approve. Every action auditable.

بِسْمِ ٱللَّٰهِ ٱلرَّحْمَٰنِ ٱلرَّحِيمِ

Ready for your institution?

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Ask about any hadith, ruling, or scholar…

449,415 graded hadith · 27,115 verified narrators · 95.2% Bukhari convergence